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Call: (360) 787-9352
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Financing Your New Home

Financing can be one of the most stressful parts of buying a home. In an effort to streamline the process for you, we have selected a group of trusted, knowledgeable, lenders as well as put together this basic outline to address some common concerns. We have worked with many lenders throughout our years and we have found that finding the right professional who is knowledgeable and honest helps the building process go smoothly for you, your sales agent and us. Below you will find some of our trusted lenders. These are tried and true, local professionals that have always gone above and beyond the call of duty for our homeowners.

Lending Partners
1

Getting Started

Most homebuyers choose to start by requesting a mortgage pre-qualification from a lender. The home builder mortgage lender will review basic credit and income information to give you an estimate of the loan amount you will qualify for. Once you choose a home and enter into a purchase contract, you begin the next stage of financing.

2

Mortgage Options

The home builder mortgage process begins with a full loan application and more detailed credit history. Your mortgage lender will advise you of the specific home builder mortgage rates options available to you so you can decide on the best loan for you. 

3

Homeowner Concerns

All of us have concerns about the process of buying and building a home, especially in today’s market. After all, it’s one of the most significant decisions we will make in our lifetime. You will find that the NTH philosophy of “Building Homes for Life” is based on our desire to get you in a home you will love in as seamless a process as possible. To do that, we’ve addressed some of the most common concerns.

“We’ve heard horror stories about the hassles of getting a construction loan and of the rates skyrocketing before closing.”

With New Tradition Homes, you do not have to go out and secure a separate construction loan … we’ve taken care of that for you. As a New Tradition Home buyer, you won’t begin paying on your loan until after you actually move in!

“I’m not sure I can afford to buy a new home in today’s market.”

New Tradition Homes has selected a team of lending partners to help make the process of financing your new home virtually seamless. While you are welcome to choose any home builder mortgage lender for your home, trusted lender partnership allows them real-time access to the status of construction, which is important as closing time nears. Your New Home Specialist, building team leader, and loan officer work together to bring your dream of home ownership to reality as smoothly as possible.

“Closing costs can be so expensive. Where can I go for help?”

When you finance your New Tradition Home through one of our trusted lenders, you will receive $500 towards the loan fees, or closing costs and pre-paids.* This means more money in your pocket to help you move in!


Lending Partners

When you work with the right lending partner, financing your home will be a breeze — so we’ve put together a group of trusted, knowledgeable lenders who we know will provide you with an honest and easy experience. Who says that this part of the process has to be a headache? The professionals listed below make it stress-free.

Summit - Vancouver

Summit Mortgage Corporation is a local company established in 1997.  We are a Correspondent Lender, so we have several lenders to choose from, when considering the best and most competitive loan program for you.  Lloyd has been a Lending Partner with New Tradition Homes for over 10 years now, so his process is smooth and streamlined, understanding New Tradition Homes construction process.  We specialize in Conventional, FHA,  and VA mortgage loans, as well as WSHFC loans including the HomeAdvantage down payment assistance program and EnergySpark green building program.  Whether you are buying your first home, downsizing, upgrading, or investing, we can help you navigate the process.  In addition to top notch lending, Summit Mortgage also offers a $2,500 new construction discount exclusively with New Tradition Homes

Homestreet Bank - Vancouver

Homestreet Bank has been proudly serving customers since 1921. Thanks to a strong relationship with Fannie Mae and Freddie Mac, we can approve many types of home loans quickly.

We have been trusted lenders with New Tradition Homes for over 20 years. This long-term relationship allows us to have great relationships with all the sales agents. This allows us to work closely through your transaction from start to finish to ensure a smooth, timely closing.

We specialize in Conventional, FHA, VA and Jumbo financing. All of our programs offer long term locking ability, with a float down option to help alleviate the unknown fluctuation of interest rates during your building time.

We strive for excellent customer service and communication during your loan process. We want to make sure all our clients are happy with the service they receive. We aim to be your Loan Officer for life and to serve you, your family and friends for many years to come.

    • Brad Fisher

      Loan Officer, NMLS #116307

      Direct/Mobile: (360) 909-0622

      Fax: (360) 597-9024

      Home Street - Brad Fisher
      Visit my webpage


    • Tiffany Alexander

      Loan Officer, NMLS #115662

      Direct/Mobile: (360) 521-1723

      Tiffany.Alexander@homestreet.com
      Visit my webpage

      2100 SE 164th Avenue, Ste. F103, Vancouver, WA  98683

    CMG Home Loans - Tri Cities

    Prime Lending - Tricities

    With over 20 years of mortgage industry experience, Dora Castaneda brings unmatched dedication and expertise to every homebuyer relationship. She is passionate about guiding first-time buyers through the home loan process while also working her magic with jumbo financing for those seeking larger loan solutions.

     

    As a loan officer specializing in new construction partnering with New Tradition Homes, Dora offers expert guidance on financing options for newly built properties. She finds immense fulfillment in helping buyers transform a small piece of earth into a beautiful forever home. With access to 400+ loan products, including down payment assistance programs* and green home loans, she delivers creative financing solutions tailored to each borrower’s needs.

     

    Dora takes pride in being community-focused, valuing face-to-face connections, and providing personalized service every step of the way. Whether you’re buying your first home, upgrading to your dream home, or building from the ground up, Dora is ready to help you secure financing that fits your needs.

     

    When you partner with Dora, it’s more than a transaction—it’s a personal relationship built on honesty, trust, and genuine care. Contact Dora Castaneda today to learn about preferred lender incentives, and discover how PrimeLending, with the ability to lend in all 50 states, can help you achieve your homeownership goals.

     

    *Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details. PrimeLending is not affiliated with New Tradition Homes. All loans subject to credit approval. Rates and fees subject to change. ©2025 PrimeLending, a PlainsCapital Company (PrimeLending). (NMLS: 13649) Equal Housing Lender. PrimeLending WA consumer lender lic no. CL-13649. For licensing information, go to:

    • Dora Castaneda

      Loan Originator

      NMLS: 420534

      114 Columbia Point Dr, Suite A, Richland, WA 99352


    CMG Home Loans - Winlock

    With years of experience helping individuals and families achieve their dream of homeownership, Michelle Davis and Justin Zakariassen are a dedicated lending team at CMG Home Loans. Specializing in personalized loan solutions, they work with first-time homebuyers, step-down buyers, and clients navigating credit challenges to create tailored financing options that fit unique needs.

    As the trusted lending team for New Tradition Homes, Michelle and Justin are committed to making the home loan process seamless and stress-free. Whether you need creative outside-the-box financing, large or low-down payment options, or down payment assistance programs, they are here to guide you every step of the way.

    Ready to make your homeownership dreams a reality? Let’s connect!

    • Justin Zakariassen

      Loan Officer, NMLS #1704735

      CMG Home Loans 608 Main Street, Vancouver WA 98660 

      Justinz@cmghomeloans.com

      360-953-4561 Apply Now at www.justinzakariassen.com

    • Michelle Davis

      Loan Officer, NMLS # 531937

      CMG Home Loans 470 NE Market Blvd, Chehalis WA 98532

      Michelledavis@cmghomeloans.com

      360-219-7339 Apply Now at www.justinzakariassen.com

    Our Proud Homeowners

    Welcome to the family!

    New Tradition Homes is proud to be a local family owned business since 1987, and are grateful for the opportunity to serve thousands of customers in our community. We are excited to welcome these new homeowners into the NT family! 

    New Tradition Homes was amazing to work with. I love the ability we had to change things around to make it just the way we wanted. They were always nice and easy to work with. Melissa Warren was our Agent and the advice she gave throughout our journey helped us tremendously. We love our new home and it couldn’t have gone easier!!

    Alicia Reinhart Beahm | Facebook