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Call: (360) 787-9352
Text: (360) 826-0804

Financing Your New Home

Financing can be one of the most stressful parts of buying a home. In an effort to streamline the process for you, we have selected a group of trusted, knowledgeable, lenders as well as put together this basic outline to address some common concerns. We have worked with many lenders throughout our years and we have found that finding the right professional who is knowledgeable and honest helps the building process go smoothly for you, your sales agent and us. Below you will find some of our trusted lenders. These are tried and true, local professionals that have always gone above and beyond the call of duty for our homeowners.

Lending Partners

Getting Started

Most homebuyers choose to start by requesting a mortgage pre-qualification from a lender. The home builder mortgage lender will review basic credit and income information to give you an estimate of the loan amount you will qualify for. Once you choose a home and enter into a purchase contract, you begin the next stage of financing.


Mortgage Options

The home builder mortgage process begins with a full loan application and more detailed credit history. Your mortgage lender will advise you of the specific home builder mortgage rates options available to you so you can decide on the best loan for you. 


Homeowner Concerns

All of us have concerns about the process of buying and building a home, especially in today’s market. After all, it’s one of the most significant decisions we will make in our lifetime. You will find that the NTH philosophy of “Building Homes for Life” is based on our desire to get you in a home you will love in as seamless a process as possible. To do that, we’ve addressed some of the most common concerns.

“We’ve heard horror stories about the hassles of getting a construction loan and of the rates skyrocketing before closing.”

With New Tradition Homes, you do not have to go out and secure a separate construction loan … we’ve taken care of that for you. As a New Tradition Home buyer, you won’t begin paying on your loan until after you actually move in!

“I’m not sure I can afford to buy a new home in today’s market.”

New Tradition Homes has selected a team of lending partners to help make the process of financing your new home virtually seamless. While you are welcome to choose any home builder mortgage lender for your home, trusted lender partnership allows them real-time access to the status of construction, which is important as closing time nears. Your New Home Specialist, building team leader, and loan officer work together to bring your dream of home ownership to reality as smoothly as possible.

“Closing costs can be so expensive. Where can I go for help?”

When you finance your New Tradition Home through one of our trusted lenders, you will receive $500 towards the loan fees, or closing costs and pre-paids.* This means more money in your pocket to help you move in!

Lending Partners

When you work with the right lending partner, financing your home will be a breeze — so we’ve put together a group of trusted, knowledgeable lenders who we know will provide you with an honest and easy experience. Who says that this part of the process has to be a headache? The professionals listed below make it stress-free.

Summit - Vancouver

Summit Mortgage Corporation is a local company established in 1997.  We are a Correspondent Lender, so we have several lenders to choose from, when considering the best and most competitive loan program for you.  Lloyd has been a Lending Partner with New Tradition Homes for over 10 years now, so his process is smooth and streamlined, understanding New Tradition Homes construction process.  We specialize in Conventional, FHA,  and VA mortgage loans, as well as WSHFC loans including the HomeAdvantage down payment assistance program and EnergySpark green building program.  Whether you are buying your first home, downsizing, upgrading, or investing, we can help you navigate the process.  In addition to top notch lending, Summit Mortgage also offers a $2,500 new construction discount exclusively with New Tradition Homes

CMG Home Loans

CMG Home Loans delivers the personal service of a local lender while leveraging the resources of a national brand.  After discovering your short and long-term financing goals, Melissa will help pair you with one of the many CMG Home Loan offerings including but not limited to;  Conventional, FHA, VA, and Jumbo financing.  Each of these programs offer an Extended Rate Lock option which can help alleviate some of the stress while building! 

As a former Realtor and New Home Sales Consultant, Melissa can provide you with extensive knowledge in all facets of homeownership.  Call her today and put her expertise to work for you!

Guild Mortgage - Vancouver

As a native of the beautiful Pacific Northwest, I am proud to call this wonderful community my home.  As an experience lending professional, I take great pride in educating and informing my clients with various mortgage financing options. From Conventional, FHA, VA, USDA, Multiple Jumbo, & State housing Bond Programs assures you can choose the best loan option.  I am extremely thorough with the lending process; thus, ensuring that my client’s dollars are well spent on their largest investment decisions, their home.  From time of application to closing, I provide my clients with timely, meaningful perspectives and information. As a result, I make myself available to my clients on weekends for questions and concerns.  Few lending professional provide such accessibility.   

  • Brook Trang

    Loan Officer, NMLS #1123788

    Direct/Mobile: (360) 909-0111

    Fax: (425)-903-3772

    10706 NW Lakeshore Ave. 102, Vancouver, WA 98685
    Guild Mortgage - NMLS # 3274 | Equal Housing Lender

Homestreet Bank - Vancouver

Founded in 1921, HomeStreet Bank offers consumer and commercial banking, mortgage lending and loans for residential construction, commercial real estate financing, and insurance products and services on the West Coast and Hawaii.

At HomeStreet Bank, we’re driven to enrich the lives of our customers and communities through intentional relationships, consistent integrity and financial expertise.

    • Brad Fisher

      Loan Officer, NMLS #116307

      Direct/Mobile: (360) 909-0622

      Fax: (360) 597-9024
      Visit my webpage

    • Tiffany Alexander

      Loan Officer, NMLS #115662

      Direct/Mobile: (360) 521-1723
      Visit my webpage

      2100 SE 164th Avenue, Ste. F103, Vancouver, WA  98683

    CMG Home Loans - Tri Cities

    Envoy Mortgage

    Founded in 1997, Envoy Mortgage is an independently owned national mortgage lender dedicated to serving retail originators exclusively to allow them to serve their customers and grow their businesses. As a Fannie, Freddie, and Ginnie approved seller/servicer, Envoy offers a full menu of loan products with locations across the U.S. Envoy branches deliver outstanding customer service while offering a full menu of loan products with the tools, expertise, and technology needed to support all functions of the mortgage process.

    • Dago Velasquez
      Branch Manager/Senior Loan Officer
      Mobile: (509) 528-4898
      Visit my webpage

      8486 W Gage Blvd, Unit A Kennewick, WA 99336
      NMLS #: 487548

    I don't remember the first time I saw a New Tradition home, but it was MANY years ago. During the internet evolution, I have watched New Tradition evolve into a great company. I don't know why, I guess it was my dream to own one I just didn't know it yet. Years later, my husband and I decided it was time to build. After looking at all the builders and communities we stopped into a New Tradition home and he fell in love! (I was already there). 4 months later the floor plan of our dreams came available and we were hooked. 1 year later, we are now in our New Tradition home and I couldn't be happier!

    Jenica and Daniel Baxter