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Call: (360) 787-9352
Text: (360) 826-0804

Financing Your New Home

Financing can be one of the most stressful parts of buying a home. In an effort to streamline the process for you, we have selected a group of trusted, knowledgeable, lenders as well as put together this basic outline to address some common concerns. We have worked with many lenders throughout our years and we have found that finding the right professional who is knowledgeable and honest helps the building process go smoothly for you, your sales agent and us. Below you will find some of our trusted lenders. These are tried and true, local professionals that have always gone above and beyond the call of duty for our homeowners.


Getting Started

Most homebuyers choose to start by requesting a mortgage pre-qualification from a lender. The home builder mortgage lender will review basic credit and income information to give you an estimate of the loan amount you will qualify for. Once you choose a home and enter into a purchase contract, you begin the next stage of financing.


Mortgage Options

The home builder mortgage process begins with a full loan application and more detailed credit history. Your mortgage lender will advise you of the specific home builder mortgage rates options available to you so you can decide on the best loan for you. 


Homeowner Concerns

All of us have concerns about the process of buying and building a home, especially in today’s market. After all, it’s one of the most significant decisions we will make in our lifetime. You will find that the NTH philosophy of “Building Homes for Life” is based on our desire to get you in a home you will love in as seamless a process as possible. To do that, we’ve addressed some of the most common concerns.

“We’ve heard horror stories about the hassles of getting a construction loan and of the rates skyrocketing before closing.”

With New Tradition Homes, you do not have to go out and secure a separate construction loan … we’ve taken care of that for you. As a New Tradition Home buyer, you won’t begin paying on your loan until after you actually move in!

“I’m not sure I can afford to buy a new home in today’s market.”

New Tradition Homes has selected a team of lending partners to help make the process of financing your new home virtually seamless. While you are welcome to choose any home builder mortgage lender for your home, trusted lender partnership allows them real-time access to the status of construction, which is important as closing time nears. Your New Home Specialist, building team leader, and loan officer work together to bring your dream of home ownership to reality as smoothly as possible.

“Closing costs can be so expensive. Where can I go for help?”

When you finance your New Tradition Home through one of our trusted lenders, you will receive $500 towards the loan fees, or closing costs and pre-paids.* This means more money in your pocket to help you move in!

Lending Partners

When you work with the right lending partner, financing your home will be a breeze — so we’ve put together a group of trusted, knowledgeable lenders who we know will provide you with an honest and easy experience. Who says that this part of the process has to be a headache? The professionals listed below make it stress-free.

Summit - Vancouver

Summit Mortgage Corporation is a local company established in 1997.  We are a Correspondent Lender, so we have several lenders to choose from, when considering the best and most competitive loan program for you.  Lloyd has been a Lending Partner with New Tradition Homes for over 10 years now, so his process is smooth and streamlined, understanding New Tradition Homes construction process.  We specialize in Conventional, FHA,  and VA mortgage loans, as well as WSHFC loans including the HomeAdvantage down payment assistance program and EnergySpark green building program.  Whether you are buying your first home, downsizing, upgrading, or investing, we can help you navigate the process.  In addition to top notch lending, Summit Mortgage also offers a $2,500 new construction discount exclusively with New Tradition Homes

Flagstar Bank - Vancouver

Buying a home is a major event in our lives. Flagstar Bank offers a wide range of programs. Our in house underwriting and processing allows for a streamlined loan experience for all New Tradition Home buyers. We offer long term locks for up to 1 year with a one time float down opportunity if rates decline.  This allows our buyers to have a greater piece of mind during construction of their home. Whether you are in the market to purchase your first home or you are an experienced homebuyer we strive to give you the personalized attention you deserve.

  • Brad Fisher
    NMLS# 116307 Loan Advisor
    Cell: 360-909-0622

    Tiffany Alexander
    NMLS# 116307 Loan Advisor
    Cell: 360-521-1723

    400 E Mill Plain Suite 100, Vancouver, WA, 98660


Academy Mortgage - Vancouver

As a native of the beautiful Pacific Northwest, I am proud to call this wonderful community my home.  As an experience lending professional, I take great pride in educating and informing my clients with various mortgage financing options. From Conventional, FHA, VA, USDA, Multiple Jumbo, & State housing Bond Programs assures you can choose the best loan option.  I am extremely thorough with the lending process; thus, ensuring that my client’s dollars are well spent on their largest investment decisions, their home.  From time of application to closing, I provide my clients with timely, meaningful perspectives and information. As a result, I make myself available to my clients on weekends for questions and concerns.  Few lending professional provide such accessibility.   

  • Brook Trang
    Loan Officer
    Direct: (360) 597-7475
    Mobile: (360) 909-0111
    Fax: (360) 203-3071
    Visit my webpage

    8100 NE Parkway, Suite 140 & 150 | Vancouver, WA 98662
    NMLS #: 1123788;
    State Lic #: OR: 1123788; WA: MLO-1123788;
    Corp Lic #: OR: ML-2421; WA: CL-3113;
    Academy Mortgage Corporation - NMLS # 3113 | Equal Housing Lender

Homebridge Financial Services - Tri Cities

Envoy Mortgage

Founded in 1997, Envoy Mortgage is an independently owned national mortgage lender dedicated to serving retail originators exclusively to allow them to serve their customers and grow their businesses. As a Fannie, Freddie, and Ginnie approved seller/servicer, Envoy offers a full menu of loan products with locations across the U.S. Envoy branches deliver outstanding customer service while offering a full menu of loan products with the tools, expertise, and technology needed to support all functions of the mortgage process.

  • Dago Velasquez
    Branch Manager
    Mobile: (509) 528-4898
    Visit my webpage

    8905 W Gage Blvd, Suite 310 Kennewick, WA 99336
    NMLS #: 487548;

New Tradition Homes was amazing to work with. I love the ability we had to change things around to make it just the way we wanted. They were always nice and easy to work with. Melissa Warren was our Agent and the advice she gave throughout our journey helped us tremendously. We love our new home and it couldn’t have gone easier!!

Alicia Reinhart Beahm | Facebook


Let us help you increase your buying power! For a limited time, buy any New Tradition Home and we will pay 2% of the home price towards financing!

*Some restrictions apply. See Sales for details.